How To Get A New Roof Through Insurance

Document pieces of evidence of storm damage.

How to get a new roof through insurance.

You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage. The next step is finding a reputable roofing contractor to complete the roofing repair or replacement. If your roof insurance claim is fully or partially covered under your existing insurance policy you ll have some money to repair your roof or replace it completely with a new roof. Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage.

If you didn t do this as part of the step above now is the time. How to claim a new roof on your homeowner s insurance research your coverage. Take pictures of the damage to your roof and of any interior damage resulting from the damaged. Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.

Choose a roofer that has experience in insurance roof repair. Review your policy first and foremost check your homeowner s policy to ensure that coverage for roof repair or replacement is available. Your best ally in a fight over. How to get a new roof from insurance.

Your insurance reimbursement will be based on the. Your insurance agent or public adjuster can likely provide recommendations as well. Get a detailed report from an. Understand your insurance coverage.

Find a reputable roofing contractor. Immediately reach out to your insurance provider to report roofing damage. Contact your insurance company. File a claim with your homeowner s insurance within 30 days.

A step by step process step 1.